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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 719-651-0085.

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School Reports in Colorado Springs, Briargate and Fort Carson, Colorado
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Real Estate Tips
First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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Ed Leyba, REALTOR®, real estate agent and broker for Colorado Springs, Briargate and Fort Carson, Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Ed Leyba
Keller Williams Partners Realty

1307 Aeroplaza Drive
Colorado Springs, CO. 80916
Phone: 719-651-0085
Fax: 719-387-1207
Email: edleyba@NUMBER1EXPERT.com

I am dedicated to the philosophy that satisfied clients are repeat clients. Running my client base from referrals and satisfied customers is my top priority. I work extensively with you, as a buyer or seller, to make sure your expectations and real estate needs and goals are satisfied. Think of me as your personal shoppers. I research the real estate market on a daily basis and use this information to help you determine the best price for buying or selling a home. I listen to your wants and needs in finding a new home and use my knowledge of the sales market to find that perfect match. Whether you are a first time buyer or an experienced investor, you will find useful information about how to choose the "right" property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today´s market. If you currently own property and are thinking of placing it on the market, this site contains information about preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it effectively, going through the inspection processes, and receiving a timely market evaluation. Thanks for visiting my online real estate source.


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